Is it an asset?

…or a liability?

Good health is an asset, if it means less visits to the doctor, less meds, less sick days or lower health insurance.

Education is an asset, if your return on investment is greater than the opportunity cost of tuition or the time you put in.

Your side-hustle, hobby or creative pursuit might be an asset, if it provides value (financial, or otherwise) beyond the cost of sustainability. All the better for you if it makes you more happy or less likely to waste your resources chasing empty pursuits.

Recognizing the difference between an blessing and a burden (and investing in the former) is the first step in learning how to becoming economically self-sufficient and blissfully unencumbered.